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Finance Type

Asset Finance

No matter what the asset we have a finance solution for you.

Commercial Finance

From business loans to property development funding and anything in between, we can help.

Dealer Finance

Do you want quick quotes with instant decisions and same day payouts?

Personal Car Finance

Spread the cost of a vehicle over a period of time, making your regular payments more affordable.

Industries

Transport

Whether you're in the market for a car, LCV, HGV, boat, helicopter or any other mode of transport, our dedicated team will scour the market to uncover the most competitive deals aligned with your unique requirements, so we can get you on the road, the water or in the air.

Engineering & Manufacturing

We are passionate about UK engineering and manufacturing businesses flourish and supporting British made products. So no matter what machinery or equipment you require, Full Circle Asset Finance can provide structured deals to manage affordability and enable you to maximise on profitability.

Construction & Utilities

As a family run business, we know too well the importance of running a business smoothly and efficiently. In the dynamic construction and utility industry having the right vehicles and machinery is key to completing jobs and contracts on time. We can work as quickly and flexible as you need, through our credit line and same day payout services.

Dealer Finance

At Full Circle, we can help you find the best deal for your customers.

Rated 5 Stars On Google

Over the years we have built strong relationships with many dealers across the UK. If you’re looking for a finance partner who can provide a high-class service for your customers, but take the day to day hard work away from you, then no look no further!

Why waste your time dealing with individual lenders and banks when you can work with one finance broker. Here at Full Circle Asset Finance we have access to over 100 lenders and the ability to arrange anything from competitive funding for your prime clients to new start or ‘story board’ customers. Allow us to use our knowledge and resources to get your customers approved and the most competitive rate available.

We are willing to put in the work for you and your customers to build strong partnerships. Our priority is ensuring you get the best rates and deal structure in the quickest and most efficient way possible. We achieve this through:

Having access to over 100 lenders

Same Day Approvals

E-sign documents – saving time and paper

Quick Payouts in as little as 24 hours

Introductory fees available

If you would like a trusted finance partner then contact us today for more information 01422 557652.

Vendor Finance

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Pay-out typically within 48 hours

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Instant Decisions

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Competitive Finance

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No Deposits

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Minimum Balance £3k

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New Start Businesses

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Sub-Prime Lending

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Story Board Finance

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Pay-out typically within 48 hours

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Instant Decisions

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Competitive Finance

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No Deposits

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Minimum Balance £3k

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New Start Businesses

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Sub-Prime Lending

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Story Board Finance

Products Available

Hire Purchase (Fixed or Variable)

Hire Purchase (Fixed or Variable) is a financing arrangement where the purchaser pays for an asset in instalments while using it, with ownership transferring to them once the final payment is made.

Finance Lease

Finance Lease is a type of leasing agreement where the lessee (the user) pays rentals for the use of an asset over an agreed period, with the option to either purchase the asset at the end of the lease term or return it.

Lease Purchase

Lease Purchase is a financing arrangement where the lessee pays regular instalments for the use of an asset over a fixed term, with ownership transferring to them upon completion of the lease term.

Operating Lease

An operating lease is a short-term rental agreement for an asset, allowing the lessee to use the asset without assuming ownership responsibilities or obligations.

Credit Lines

Credit lines refer to predetermined amounts of credit extended to individuals or businesses by financial institutions, allowing them to borrow funds as needed up to the specified limit.

Aviation Mortgage

An aviation mortgage is a type of loan secured by an aircraft as collateral, typically used to finance the purchase or refinancing of aircraft for private or commercial use.

Secured Loans

Secured loans are financial products where borrowers pledge collateral, such as property or assets, to obtain funding, typically resulting in lower interest rates and larger loan amounts compared to unsecured loans.

Unsecured Loans

An unsecured loan is a type of borrowing that doesn't require collateral, relying instead on the borrower's creditworthiness, typically resulting in higher interest rates and smaller loan amounts compared to secured loans.

PCP

PCP (personal Contract Purchase) is a way of financing new or used vehicles, that allows you to spread the cost of your vehicle over a long period of time, making your regular payments more affordable. Essentially, you borrow money and then pay it back in monthly installments.

Finance Calculator

Please feel free to use our finance calculator below to help give you an indication of monthly repayments. The rates applied are based on UK incorporated business only, please note this is an approximation, it is subject to credit checks, but we will always work to get you the most competitive rates on the market.

Calculate Your Finance

Rated 5 Stars On Google

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Rated 5 Stars On Google

We’ve supported 100’s of businesses through our Dealer Finance service

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Dealer Finance

Frequently Asked Questions

Why should I choose Full Circle Asset Finance as a finance partner for my customers?

At Full Circle, we simplify the financing process for dealers by providing access to over 100 lenders under one roof. This broad network allows us to find the best financing deals for your customers, regardless of their credit profile or specific requirements. Our expertise and resources save you time and effort compared to dealing with individual lenders and banks.

What types of customers can Full Circle Asset Finance accommodate?

We cater to a diverse range of customer profiles, from prime clients seeking competitive financing to new start-ups or customers with unique financial situations. Our team has the knowledge and experience to structure financing solutions tailored to each customer's circumstances, maximising approval chances.

How quickly can my customers receive their funding?

Our utmost priority is ensuring your customers get the funds they need as quickly and efficiently as possible. We streamline the financing process to minimise delays, allowing your customers to access their financing promptly and seamlessly.

What are the benefits of working with Full Circle Asset Finance as a dealer?

In addition to providing your customers with competitive financing solutions, we also offer a Full Circle Reward Scheme for dealers who partner with us. This scheme rewards you for your continued business and helps foster a long-lasting, trusted relationship with our team. Our goal is to be your go-to finance partner, putting in the work to ensure you and your customers receive the best rates and deal structures.

Trusted By Businesses For Over 10 Years

Cherry Picker Finance Complete

Lisa has been fantastic in sorting out all the finance for our new cherry picker. She was very efficient and got everything done straight away 😊

Excellent Customer Service

Seamless finance transaction, excellent customer service, responsive and helpful

Highly Recommend - A reliable and supportive finance team!

We had an excellent experience to source and finance our new van. From start to finish, the process was smooth, professional, and completely stress-free. They listened to exactly what we needed, and kept us updated at every step. Their communication was clear, their advice was honest, and they went above and beyond to make sure everything was handled quickly and efficiently. Highly recommended to anyone looking for a reliable and supportive vehicle sourcing and finance team.

Great service once again

A+ repeat customer here, always get great service and the best rates on the market!

Finance in place quickly for a Spider Crane

We used Full Circle Asset Finance Limited to purchase a new Spider Crane, Lisa was extremely helpful from the start of the process, very quick and efficient. Would definitely use again and highly recommend.

Competitive Interest Rate

A very friendly team and very knowledgeable in their field. We were given a highly competitive interest rate for the finance for our CNC Laser machine tool. I would have no hesitation in recommending Full Circle Asset Finance Ltd for all of your financing requirements.

A pleasure to deal with

Luke and the team at Full Circle Asset Finance have been an absolute pleasure to deal with. Great customer service, very friendly and helpful, couldn't praise them highly enough!